CheckSmart Payday Loans Review - Southgate, Michigan

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2.8 13 reviews
Loan agency in Southgate, Michigan

19095 Eureka Rd, Southgate, MI 48195, USA
10 years in business
+1 (734) 281-1474
www.ccfi.com
Monday
8AM–7PM
Tuesday
8AM–7PM
Wednesday
8AM–7PM
Thursday
8AM–7PM
Friday
8AM–8PM
Saturday
8AM–5PM
Sunday
Closed

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

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Here you read the reviews of our clients.
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Pay Attention

Further there will be presented the details about not a definite lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Southgate, Michigan

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Southgate, Michigan are taken out problem-free. The interest percentage is dependent on the client's person-related data: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will CheckSmart help take out a loan in Southgate, Michigan?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Southgate, mi will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Southgate, Michigan

MoneyGram

862 N Van Dyke Rd #9001, Bad Axe, MI 48413, USA

+1 (989) 269-5080

locations.moneygram.com

Century Bank and Trust- Sturgis Main Office

300 W Chicago Rd, Sturgis, MI 49091, USA

+1 (269) 651-5491

www.centurybankandtrust.com

4Front Credit Union

304 S Williams St, Mancelona, MI 49659, USA

+1 (800) 765-0110

www.4frontcu.com

Walmart Money Center

655 Sanilac Rd, Sandusky, MI 48471, USA

www.walmart.com

Huntington Bank

9515 Birch Run Rd, Birch Run, MI 48415, USA

+1 (989) 624-4103

www.huntington.com

MSU Federal Credit Union

180 High St, Charlotte, MI 48813, USA

+1 (517) 333-2424

msufcu.org

The State Bank

107 S Main St, Linden, MI 48451, USA

+1 (810) 750-8794

www.thestatebank.com

Chase Bank

101 W Main St, Vernon, MI 48476, USA

+1 (989) 288-0925

locator.chase.com

Community Choice Credit Union

412 W Carleton Rd, Hillsdale, MI 49242, USA

+1 (877) 243-2528

www.communitychoicecu.com