Direct Bancard Payday Loans Review - Southfield, Michigan

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Loan agency in Southfield, Michigan

Organization owner?

16215 W 12 Mile Rd, Southfield, MI 48076, USA

+1 (248) 864-7000

www.directbancard.com

Monday

Closed

Tuesday

Closed

Wednesday

10AM–6PM

Thursday

Closed

Friday

Closed

Saturday

Closed

Sunday

Closed

Domain Info

Feedback about Direct Bancard?

Here you see the reviews of our customers.

Note

Pay Attention

Payday lenders are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Southfield, Massachusetts

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Southfield, Massachusetts is issued easily and fast. The interest rate is defined depending on the category of the customer: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

23% small loan cap

How will Direct Bancard help take out a loan in Southfield, Massachusetts?

24/7 operation. Such online services allow you to get funds at any time. Money are taken out around the clock. The loan will be sent to a card, so a personal visit to the department is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

12%

Healthcare Bills

14%

Traveling

11%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Southfield, Massachusetts. They rate many other factors before taking out a loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you should determine its real cost. This calculator will show the APR of the loan.

Let's see