Michigan First Credit Union Payday Loans Review - Southfield, Michigan

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3.4 171 reviews

27000 Evergreen Rd, Lathrup Village, MI 48076, USA
+1 (800) 664-3828
michiganfirst.com
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2000-03-06

Mailing Address

27000 EVERGREEN RD

LATHRUP VILLAGE

MI

48076-3231

United States

Company Name

Michigan First Credit Union

Michigan First Credit Union

Contact Data

mail-marketing@michiganfirst.com

+1.8006643828

Testimonials

Feedback about Michigan First Credit Union?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes readers grapple with general information about payday loans.

Payday Loans in Southfield, Massachusetts

A short-term lending option is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

It is simple and fast to issue payday loans in Southfield, Massachusetts. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

23% small loan cap

How will Michigan First Credit Union help take out a loan in Southfield, Massachusetts?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Southfield, ma review this circumstance not a drawback to issue a loan. The borrower of a loan should be ready to objectively estimate financial abilities, take out a loan, pay off the debt on time and not only handle current difficulties, but enhance the credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see

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