Independent Bank Payday Loans Review - Sand Lake, Michigan

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4.4 8 reviews

5 3rd St, Sand Lake, MI 49343, USA
+1 (616) 636-8881
www.independentbank.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Testimonials

What people think about Independent Bank?

Below you see some of the opinions of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Sand Lake, New York

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online cash advance loans can be the best solution to your temporary financial issues in Sand Lake , New York because they are easily approved and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

25% small loan cap

Advantages of Independent Bank that offers payday loans in Sand Lake, New York

  • 24/7 application. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval rates. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to consumers with a bad credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the cash advance loan immediately.

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