First State Bank Payday Loans Review - Saint Clair Shores, Michigan

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3 4 reviews

Organization owner?

24335 Harper Ave, St Clair Shores, MI 48080, USA

+1 (586) 863-9357

www.fsb.bank

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

Feedback about First State Bank?

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The first three points specify the certain lender. In other turn, below-specified info makes people get acquainted general information about payday loans.

Payday Loans in Saint Clair Shores, Michigan

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Saint Clair Shores, Michigan is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will First State Bank help take out a payday loan in Saint Clair Shores, Michigan?

24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Payday lenders in Saint Clair Shores, mi consider this circumstance not a hindrence to take out a loan. The customer of a payday loan should be ready to objectively assess financial abilities, issue a loan, repay the debt on schedule and not only resolve current issues, but improve the credit rating.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will define the cost of the loan. It takes seconds to see the outcome.

Let's see