Wanigas Credit Union Payday Loans Review - Saginaw, Michigan

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4.2 16 reviews

4026 Shattuck Rd, Saginaw, MI 48603, USA
+1 (989) 799-9800
www.wanigas.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
10:15AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5:30PM
Friday
9AM–5PM
Saturday
9AM–12PM
Testimonials

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Here you read the reviews of our clients.
Note

Pay Attention

Above-specified info offers the details about a exact lender. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Saginaw, Alabama

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Saginaw, Alabama is issued easily and quickly. The interest rate is set considering the category of the client: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Wanigas Credit Union help issue a loan in Saginaw, Alabama?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Saginaw, al will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

Let's see

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