Genisys Credit Union Payday Loans Review - Royal Oak, Michigan

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3.9 56 reviews

530 N Main St, Royal Oak, MI 48067, USA
+1 (248) 268-1557
www.genisyscu.org
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Testimonials

What people think about Genisys Credit Union?

Below you get acquainted with some of the opinions of our clients.
Note

Important

The above-given information provides the details about a definite lender. The information below is about common information about payday loans.

Payday Loans in Royal Oak, Maryland

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Cash advance loans may be an easy and speedy solution to a short-term problem in Royal Oak, Maryland. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several things.

APR

33% APR cap (2.75% a month)

Advantages of Genisys Credit Union that offers payday loans in Royal Oak, Maryland

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than spotless, or who have bad to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Royal Oak, md welcome borrowers with bad credit. You can apply for a bad credit payday loan on the net 24/7 and if successful could have the funds in your account within several hours.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see

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