CheckSmart Payday Loans Review - Pontiac, Michigan

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4.4 10 reviews
Loan agency in Pontiac, Michigan

980 Orchard Lake Rd, Pontiac, MI 48341, USA
+1 (248) 972-0810
www.ccfi.com
Wednesday
8AM–7PM
Thursday
8AM–7PM
Friday
8AM–8PM
Saturday
8AM–5PM
Sunday
Closed
Monday
8AM–7PM
Tuesday
8AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

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Here you see the feedback of our clients.
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Pay Attention

Further there will be presented the details about not a certain lending company. The information below will define shared information about payday loans and its specific elements.

Payday Loans in Pontiac, Michigan

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Pontiac, Michigan is issued simply and quickly. The interest rate is set respecting the category of the client: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will CheckSmart help take out a loan in Pontiac, Michigan?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to review the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Pontiac, mi will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the loan.

Let's see

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Huntington Bank ATM

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Kaye Financial Corporation

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www.kayefinancial.com

Chemical Bank

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+1 (989) 894-9877

Check `n Go

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+1 (616) 954-2212

Cash USA

1439 N Leroy St, Fenton, MI 48430, USA

+1 (810) 629-9800

Bloom Credit Union Coopersville

1147 W Randall St, Coopersville, MI 49404, USA

+1 (616) 452-2161

bloomcu.org

Huntington Bank

11100 E Jefferson Ave, Detroit, MI 48214, USA

+1 (313) 264-6309

www.huntington.com