Bay Winds Federal Credit Union Payday Loans Review - Petoskey, Michigan

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4 reviews

2215 E Mitchell Rd, Petoskey, MI 49770, USA
www.baywindsfcu.com

Domain Info

Created Date

2001-04-12

Mailing Address

5335 Gate Parkway

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

1.5707088786

Testimonials

Feedback about Bay Winds Federal Credit Union?

Here you read the reviews of our clients.
Note

Pay Attention

Above-defined info provides the details about a certain lender. Below-specified info is devoted to general information about payday loans.

Payday Loans in Petoskey, Michigan

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Petoskey, Michigan is issued simply and quickly. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Bay Winds Federal Credit Union help take out a payday loan in Petoskey, Michigan?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Payday lenders in Petoskey, mi consider this circumstance not a hindrence to take out a loan. The client of a loan should be ready to objectively assess financial abilities, issue a loan, pay back the debt on time and not only solve current problems, but enhance the credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the loan.

Let's see

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