First Community Bank Payday Loans Review - Petoskey, Michigan

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5 reviews
Organization owner?
330 E Mitchell St, Petoskey, MI 49770, USA
+1 (231) 348-1800
www.firstcb.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1996-07-31

Mailing Address

210 E MAIN ST

HARBOR SPRINGS

MI

49740-1546

United States

Company Name

First Community Bank

First Community Bank

Contact Data

daniel.clarke@firstcb.com

+1.2315262114

+1.9999999999

Testimonials

Feedback about First Community Bank?

Here you grapple with the reviews of our customers.

I trusted First Community Bank when it was necessary to get a small loan. I submitted an application quickly. No problems.

Mr. Kieran Lockman MD

I trusted First Community Bank when it was necessary to get a small loan. I submitted an application quickly. No problems.

Liliane Little

Thanks to First Community Bank for helping when money is emergenctly required. I have been applying to this company for more than a year and everything is always honest, without hidden fees.

Morris Lesch

I got into one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. First Community Bank in Petoskey seemed to me the most efficient.

Pearlie Ratke

I have a problem with paying off a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to address First Community Bank. They really helped.

Sydnee McGlynn

I often issue a loan to a card in First Community Bank. It is very efficient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the terms.

Mr. Sedrick West I

I trusted First Community Bank when it was necessary to get a small loan. I submitted an application quickly. No problems.

Mr. Kieran Lockman MD

I trusted First Community Bank when it was necessary to get a small loan. I submitted an application quickly. No problems.

Liliane Little

Thanks to First Community Bank for helping when money is emergenctly required. I have been applying to this company for more than a year and everything is always honest, without hidden fees.

Morris Lesch

I got into one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. First Community Bank in Petoskey seemed to me the most efficient.

Pearlie Ratke

I have a problem with paying off a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to address First Community Bank. They really helped.

Sydnee McGlynn

I often issue a loan to a card in First Community Bank. It is very efficient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the terms.

Mr. Sedrick West I

Note

Pay Attention

Lenders are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Petoskey, Michigan

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Petoskey, Michigan is taken out easily and quickly. The interest rate is defined considering the category of the customer: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will First Community Bank help take out a payday loan in Petoskey, Michigan?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

9%
Healthcare Bills

10%
Traveling

8%
Car Repair

3%
Clothes

4%
Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Payday lenders in Petoskey, mi review this circumstance not an obstacle to take out a loan. The recipient of a loan should be prepared to objectively estimate financial abilities, take out a loan, pay back the debt on schedule and not only solve current problems, but improve the credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as APR.

Let's see

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