Feedback about Hometown Lending?
I contacted Hometown Lending 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, address the company in a month. Why?
Leslie Adams
I took out $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a loan for 16 days. As a result, I paid $850 with all the fees.
Mr. Lloyd Hamill
Disappointed! Was declined to take out $1,000. Only $400 was approved.
Okey Russel
High interest rate. When paying back a payday loan, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.
Dr. Green McKenzie
Pay Attention
Further there will be presented the details about not a certain lending company. The information below will explain general information about payday loans and its specific elements.
Payday Loans in Oxford, New York
According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.
Such financial products as payday loan in Oxford, New York is issued easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a customer will recieve.
25% small loan cap
How will Hometown Lending help take out a loan in Oxford, New York?
- Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with personal data. It will take some minutes to process the form. The funds are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
After filling in an application, submit it and recieve the offer.
Payday loans for bad credit
Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Oxford, ny review this circumstance not an obstacle to issue a loan. The recipient of a loan should be ready to objectively estimate financial capabilities, issue a loan, pay back the debt on a due date and not only handle current difficulties, but enhance the credit rating.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
- No way to issue a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans incl. mortgage
Other Payday Lenders in Oxford, Michigan
Farmers State Bank of Munith
5101 S M 106, Stockbridge, MI 49285, USA
+1 (517) 985-1062
www.farmerstatebank.com
Fifth Third Bank & ATM
1031 Chicago Dr SW, Wyoming, MI 49509, USA
+1 (616) 771-5747
locations.53.com
Express Payday Advance
24960 W Outer Dr, Lincoln Park, MI 48146, USA
+1 (313) 382-8200
www.lincolnparkpaydayloans.com
Century Bank and Trust- Jonesville Loan Center
859 Olds St, Jonesville, MI 49250, USA
+1 (517) 849-9010
www.centurybankandtrust.com