Hometown Lending Payday Loans Review - Oxford, Michigan

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Loan agency in Oakland County, Michigan

104 S Washington St, Oxford, MI 48371, USA
+1 (248) 969-9000
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–4PM
Wednesday
8AM–5PM
Thursday
8AM–4PM
Friday
8AM–5PM
Saturday
Closed
Testimonials

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Further there will be presented the details about not a certain lending company. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Oxford, New York

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

Such financial products as payday loan in Oxford, New York is issued easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a customer will recieve.

APR

25% small loan cap

How will Hometown Lending help take out a loan in Oxford, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Oxford, ny review this circumstance not an obstacle to issue a loan. The recipient of a loan should be ready to objectively estimate financial capabilities, issue a loan, pay back the debt on a due date and not only handle current difficulties, but enhance the credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Oxford, Michigan

Deep River Funding

1 State Rd, Newaygo, MI 49337, USA

+1 (231) 245-8886

www.deepriverfunding.com

Farmers State Bank of Munith

5101 S M 106, Stockbridge, MI 49285, USA

+1 (517) 985-1062

www.farmerstatebank.com

State Savings Bank

11470 S Leelanau Hwy, Empire, MI 49630, USA

+1 (231) 326-4003

ssbankmi.com

Fifth Third Bank & ATM

31125 Beck Rd, Novi, MI 48377, USA

+1 (248) 624-4534

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Quick Cash

206 S Michigan Ave, Big Rapids, MI 49307, USA

+1 (231) 629-8800

Fifth Third Bank & ATM

1031 Chicago Dr SW, Wyoming, MI 49509, USA

+1 (616) 771-5747

locations.53.com

Express Payday Advance

24960 W Outer Dr, Lincoln Park, MI 48146, USA

+1 (313) 382-8200

www.lincolnparkpaydayloans.com

PNC Bank

11050 Highland Rd, Hartland, MI 48353, USA

+1 (810) 632-7411

apps.pnc.com

Century Bank and Trust- Jonesville Loan Center

859 Olds St, Jonesville, MI 49250, USA

+1 (517) 849-9010

www.centurybankandtrust.com