Michigan First Credit Union (Inside Kroger) Payday Loans Review - Macomb, Michigan

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4.2 5 reviews

16450 26 Mile Rd, Macomb, MI 48042, USA
+1 (800) 664-3828
michiganfirst.com
Friday
10AM–7PM
Saturday
8AM–5PM
Sunday
Closed
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM

Domain Info

Created Date

2000-03-06

Mailing Address

27000 EVERGREEN RD

LATHRUP VILLAGE

MI

48076-3231

United States

Company Name

Michigan First Credit Union

Michigan First Credit Union

Contact Data

mail-marketing@michiganfirst.com

+1.8006643828

Testimonials

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Note

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Macomb, Michigan

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Macomb, Michigan is issued simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a client will get.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Michigan First Credit Union (Inside Kroger) help issue a loan in Macomb, Michigan?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be transfered to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Macomb, mi will assess other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.

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