Lake-Osceola State Bank Payday Loans Review - Luther, Michigan

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3.7 3 reviews

203 State St, Luther, MI 49656, USA
+1 (231) 797-5221
www.losb.com
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM

Domain Info

Created Date

1998-02-11

Mailing Address

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MI

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United States

Company Name

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Contact Data

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Testimonials

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Note

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Above there are details about a certain lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Luther, Michigan

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

It is simple and fast to take out payday loans in Luther, Michigan. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Lake-Osceola State Bank help issue a payday loan in Luther, Michigan?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Luther, mi consider this circumstance not an obstacle to issue a loan. The customer of a cash advance should be ready to objectively assess financial solvency, issue a loan, pay off the debt on a due date and not only solve current problems, but enhance the credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.

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