Community Financial Credit Union Payday Loans Review - Livonia, Michigan

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4.5 19 reviews

34000 W Seven Mile Rd, Livonia, MI 48152, USA
+1 (877) 937-2328
www.cfcu.org
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

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Here you read the reviews of our clients.
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Pay Attention

Payday lenders are shown in the first three points. Below info offers shared information about payday loans.

Payday Loans in Livonia, New York

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Livonia, New York is taken out easily and quickly. The interest rate is specified depending on the category of the borrower: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

25% small loan cap

How will Community Financial Credit Union help take out a payday loan in Livonia, New York?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Livonia, ny will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see

Other Payday Lenders in Livonia, Michigan

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+1 (989) 643-7253

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Huntington Bank

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Advance America

258 W Carleton Rd, Hillsdale, MI 49242, USA

+1 (517) 437-5958

www.advanceamerica.net

MSU Federal Credit Union

180 High St, Charlotte, MI 48813, USA

+1 (517) 333-2424

msufcu.org

Huntington Bank

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+1 (231) 534-9875

www.huntington.com

Chemical Bank

209 N Paw Paw St, Coloma, MI 49038, USA

+1 (269) 468-3170

Instant Cash Advance

216 N State St, Oscoda, MI 48750, USA

+1 (989) 739-7081

www.instantcashadvancecorp.com

Huntington Bank

0-550 Baldwin St, Jenison, MI 49428, USA

+1 (616) 552-6040

www.huntington.com

PNC Bank

2905 Wilson Ave SW, Grandville, MI 49418, USA

+1 (616) 534-2440

apps.pnc.com