Cash For All Pawn Payday Loans Review - Lapeer, Michigan

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4.4 43 reviews

773 East St, Lapeer, MI 48446, USA
+1 (810) 969-4100
lapeerpawn.com
Saturday
10AM–6PM
Sunday
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Testimonials

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Further there will be presented the details about not a definite lender. The information below will explain common information about payday loans and its specific features.

Payday Loans in Lapeer, Michigan

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Lapeer, Michigan is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Cash For All Pawn help issue a loan in Lapeer, Michigan?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Lapeer, mi consider this circumstance not a drawback to take out a loan. The borrower of a payday loan should be prepared to objectively assess financial capabilities, take out a loan, pay off the debt on schedule and not only handle current problems, but enhance the credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

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Huntington Bank

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Macatawa Bank

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Chelsea State Bank - Downtown Office

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Horizon Bank

500 W Buffalo St, New Buffalo, MI 49117, USA

+1 (269) 469-2265

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Huntington Bank

6200 S Pennsylvania Ave, Lansing, MI 48911, USA

+1 (517) 512-6510

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Level One Bank Bloomfield Hills Michigan

37100 Woodward Ave, Bloomfield Hills, MI 48304, USA

+1 (248) 530-7401

www.levelonebank.com

Advance America

1122 W Holmes Rd Suite 18, Lansing, MI 48910, USA

+1 (517) 394-2685

www.advanceamerica.net