ChoiceOne Bank Payday Loans Review - Lapeer, Michigan

Your personal information is safe with us
4 4 reviews

5508 Davison Rd, Lapeer, MI 48446, USA
+1 (810) 653-2106
www.choiceone.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1996-04-26

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

choiceone.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

What people think about ChoiceOne Bank?

Below you find some of the opinions of our clients.
Note

Important

Now you can review general features of payday loans.

Payday Loans in Lapeer, Michigan

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Lapeer, Michigan is are easy to access. The APR is individual for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of ChoiceOne Bank that offers payday loans in Lapeer, Michigan

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some people to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments without delays.

To get accepted for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the real cost of the cash advance loan immediately.

Let's see

Other Payday Lenders in Lapeer, Michigan

1st Source Bank

2381 W Centre Ave, Portage, MI 49024, USA

+1 (269) 569-8094

www.1stsource.com

Eastern Michigan Bank

5200 Peck Rd, Croswell, MI 48422, USA

+1 (810) 679-3620

www.easternmichiganbank.com

Edward Jones - Financial Advisor: Mike Butterfield

1176 1/2 S Lapeer Rd Ste D, Lapeer, MI 48446, USA

+1 (810) 245-5790

www.edwardjones.com

Huntington Bank ATM

31751 Sherman Ave, Madison Heights, MI 48071, USA

www.huntington.com

Edward Jones - Financial Advisor: Jamie Keillor

4110 Copper Ridge Dr Bldg D Suite 202, Traverse City, MI 49684, USA

+1 (231) 252-3561

www.edwardjones.com

Diamond Pawn

4062 Fenton Rd, Flint, MI 48507, USA

+1 (810) 875-7200

Edward Jones - Financial Advisor: Dennis J Taylor, CFP®

231 E Wackerly St, Midland, MI 48642, USA

+1 (989) 835-1231

www.edwardjones.com

Huntington Bank

50 S State St, Hart, MI 49420, USA

+1 (231) 873-2117

www.huntington.com

PNC Bank

732 E Allegan St, Otsego, MI 49078, USA

+1 (269) 694-9439

apps.pnc.com