Advance America Payday Loans Review - Lapeer, Michigan

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4.7 31 reviews

Loan agency in Lapeer, Michigan

Organization owner?

807 East St, Lapeer, MI 48446, USA

15 years in business

+1 (810) 245-8531

www.advanceamerica.net

Friday

9AM–6PM

Saturday

10AM–2PM

Sunday
(Easter)

Closed

Monday

10AM–6PM

Tuesday

Closed

Wednesday

10AM–6PM

Thursday

10AM–6PM

Domain Info

What people think about Advance America?

Below you find some of the testimonials of our customers.

Note

Important

Above there is information about a precise loan provider. Below you can read common aspects of payday loans.

Payday Loans in Lapeer, Michigan

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Online cash advance loans can be the best solution to your short-term financial difficulties in Lapeer , Michigan because they are easily obtained and easily repaid. Your APR will depend on your state law or on the company's policy.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of Advance America that offers payday loans in Lapeer, Michigan

24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
High approval chances. 94% of applications are approved.
Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to people with a bad credit rating. Payday loan approvals depend very much on specific aspects. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get accepted for a loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

Let's see