PNC Bank Payday Loans Review - Lansing, Michigan

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4.2 12 reviews

Organization owner?

3433 E Michigan Ave, Lansing, MI 48912, USA

+1 (517) 334-1675

apps.pnc.com

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Domain Info

Mailing Address

249 Fifth Avenue

Pittsburgh

15222

United States

Contact Data

billing@pnc.com

+1.4127625723

+1.4127683178

Testimonials

Feedback about PNC Bank?

Here you get acquainted with the reviews of our clients.

Note

Pay Attention

Further there will be given the details about not a exact lending company. The information below will explain common information about payday loans and its specific features.

Payday Loans in Lansing, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

It is easy and fast to issue loans in Lansing, New York. The rates are set on an individual basis: if a client repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will PNC Bank help issue a loan in Lansing, New York?

24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the department is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

51%

Healthcare Bills

58%

Traveling

44%

Car Repair

15%

Clothes

22%

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to take out a loan in Lansing, New York. They rate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

Let's see