Advance America Payday Loans Review - Lansing, Michigan

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4.8 19 reviews

Loan agency in Waverly, Michigan

Organization owner?

6229 W Saginaw Hwy, Lansing, MI 48917, USA

15 years in business

+1 (517) 327-2923

www.advanceamerica.net

Saturday

10AM–2PM

Sunday
(Easter)

Closed

Monday

10AM–6PM

Tuesday

Closed

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

9AM–6PM

Domain Info

What people think about Advance America?

Below you read some of the reviews of our clients.

Note

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Lansing, New York

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is simple and speedy to get accepted for payday loans in Lansing, New York. The interest rate will be set individually for each case and will depend on the personal data the borrower filled in.

APR

25% small loan cap

Advantages of Advance America that offers payday loans in Lansing, New York

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to complete the form. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

39%

Treatment

28%

Vacation

22%

Clothes

17%

Home improvement

17%

Debt Consolidation

11%

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to getting a bank loan. A payday loan can help people who have poor credit scores or have no credit score. But we recommend you that as with any borrowing you should only dare applying for a cash advance if you are certain that you can make payments without delays.

To get approved for a cash advance, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your loan.

Let's see