Charge Card Funding Payday Loans Review - Kalamazoo, Michigan

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5 reviews
Loan agency in Kalamazoo, Michigan

729 Axtell St, Kalamazoo, MI 49008, USA
+1 (269) 533-4795
www.chargecardfunding.com
Tuesday
10AM–4:30PM
Wednesday
10AM–4:30PM
Thursday
10AM–4:30PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–4:30PM

Domain Info

Created Date

2010-11-16

Mailing Address

Florida

United States

Company Name

Charge Card Systems Inc.

Charge Card Systems Inc.

Testimonials

Feedback about Charge Card Funding?

Here you see the feedback of our customers.
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Above-shown info provides the details about a definite lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Kalamazoo, Michigan

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Kalamazoo, Michigan are issued easily. The interest rate is dependent on the customer's person-related data: if you pay off more payday loans, the more efficient terms and rates lenders offer.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Charge Card Funding help take out a loan in Kalamazoo, Michigan?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are issued day and night. The transfer will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

12%
Healthcare Bills

14%
Traveling

11%
Car Repair

4%
Clothes

5%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Kalamazoo, mi will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

Let's see

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