Auto Body Credit Union Payday Loans Review - Ionia, Michigan

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428 W Washington St, Ionia, MI 48846, USA
+1 (616) 527-1260
www.asteracu.com
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM

Domain Info

Created Date

2010-08-03

Mailing Address

Michigan

United States

Company Name

Astera Credit Union

Astera Credit Union

Testimonials

What people think about Auto Body Credit Union?

Below you get acquainted with some of the testimonials of our clients.
Note

Pay Attention

The previous three items describe a definite company. But below you can read general data about payday loans.

Payday Loans in Ionia, New York

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans may turn out an easy and speedy solution to a short-term problem in Ionia, New York. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on a few factors.

APR

25% small loan cap

Advantages of Auto Body Credit Union that offers payday loans in Ionia, New York

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a bad credit history. Payday loan approvals depend very much on specific factors. They will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the cash advance loan immediately.

Let's see

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Bank of America (with Drive-thru ATM)

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Automotive Credit Corporation

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www.automotivecredit.com