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What people think about Michigan Tech Employees Federal Credit Union (MTEFCU)?
Friendly staff, good service for a small town credit union.
April Durgan
If I didn't cooperate they would shut my checking account down.
Morton Oberbrunner
No hidden fees with great customer service.
Frank Buckridge DDS
Pay Attention
The above-given information provides the details about a precise company. The information below is about common information about payday loans.
Payday Loans in Houghton, New York
Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Online payday loans can be the right solution to your temporary financial issues in Houghton , New York because they are easily approved and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.
25% small loan cap
Advantages of Michigan Tech Employees Federal Credit Union (MTEFCU) that offers payday loans in Houghton, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people take out payday loans?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to people with a bad credit history. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your payday loan.
Other Payday Lenders in Houghton, Michigan
Lake Trust Credit Union
190 Ann Arbor Rd, Plymouth, MI 48170, USA
+1 (888) 267-7200
www.laketrust.org
Edward Jones - Financial Advisor: Eva L Trudell
65 S Main St Suite 101, Rockford, MI 49341, USA
+1 (616) 884-0373
www.edwardjones.com
Advance America
23612 Michigan Ave, Dearborn, MI 48124, USA
+1 (313) 724-1669
www.advanceamerica.net
