Independent Bank Payday Loans Review - Grand Rapids, Michigan

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3.4 10 reviews

3090 Plainfield Ave NE, Grand Rapids, MI 49505, USA
+1 (616) 447-0900
www.independentbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

What people think about Independent Bank?

Below you get acquainted with some of the testimonials of our clients.
Note

Important

Above there is information about a precise company. Below you can review common characteristics of payday loans.

Payday Loans in Grand Rapids, Ohio

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to get in Grand Rapids, Ohio. The entire process is stress-free. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Independent Bank that offers payday loans in Grand Rapids, Ohio

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in Grand Rapids, oh approve individuals with bad credit. You can request a bad credit payday loan online 24/7 and if accepted could have the funds in your account within a few hours.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your cash advance.

Let's see

Other Payday Lenders in Grand Rapids, Michigan

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+1 (800) 550-1961

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Cornerstone Community Financial Credit Union

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+1 (248) 549-3200

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Metro Shores Credit Union

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www.metroshores.org

MoneyGram

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GreenStone Farm Credit Services

3515 West Rd, East Lansing, MI 48823, USA

+1 (517) 318-4100

www.greenstonefcs.com

Old Mission Bank

7196 Charles Rd, Pickford, MI 49774, USA

+1 (906) 647-9910

www.oldmissionbank.com

Old National Bank

1422 S Winter St, Adrian, MI 49221, USA

+1 (517) 366-6200

www.oldnational.com

Instant Cash Plainwell

1284 M-89, Plainwell, MI 49080, USA

+1 (269) 685-4000

access2instantcash.com

Advance America

22018 Farmington Rd, Farmington, MI 48336, USA

+1 (248) 474-0379

www.advanceamerica.net