Consumers Credit Union Payday Loans Review - Grand Rapids, Michigan

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4.8 85 reviews

1835 Breton Rd SE, Grand Rapids, MI 49506, USA
+1 (800) 991-2221
www.consumerscu.org
Wednesday
9AM–5:30PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Testimonials

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Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes readers get acquainted common information about payday loans.

Payday Loans in Grand Rapids, Ohio

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Hassle-free financial products are known as payday loans in Grand Rapids, oh. They are issued at individually-set interest rates. They are dependent on personal data. It is also significant to repay as much payday loans as possible.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Consumers Credit Union help issue a payday loan in Grand Rapids, Ohio?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be deposited to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Grand Rapids, oh will assess other aspects like solvency and approve a cash advance. This is a way to enhance your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Grand Rapids, Michigan

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PNC Bank

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Edward Jones - Financial Advisor: Lori Neeb, AAMS®

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Advance America

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+1 (734) 955-9503

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Alden State Bank

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+1 (877) 331-4481

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Edward Jones - Financial Advisor: Julia E Jodoin, AAMS®

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+1 (989) 781-8903

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PNC Bank

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+1 (231) 727-9109

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Fifth Third Private Banker - David Tupper

102 W Front St, Traverse City, MI 49684, USA

+1 (231) 995-4681