MSU Federal Credit Union Payday Loans Review - Grand Rapids, Michigan

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4.3 17 reviews

Organization owner?

86 Monroe Center St NW, Grand Rapids, MI 49503, USA

+1 (800) 678-4968

msufcu.org

Tuesday

9AM–5:30PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Friday

9AM–6PM

Saturday

9AM–3PM

Sunday

Closed

Monday

9AM–5:30PM

Domain Info

What people think about MSU Federal Credit Union?

Below you see some of the reviews of our customers.

Note

Pay Attention

The above-given information provides the details about a specific lender. The information below is about general information about payday loans.

Payday Loans in Grand Rapids, Ohio

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans in Grand Rapids, Ohio is are simple to get. The APR is specific for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of MSU Federal Credit Union that offers payday loans in Grand Rapids, Ohio

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to fill out the form. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lending companies.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a poor credit history an increased opportunity to get approved for payday loans. A payday loan may be the only option available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments in good time.

To get approved for a cash advance, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your loan.

Let's see