What people think about Southwood Lending?
I applied for the first payday loan in my life, was approved the same day despite the fact that I had bad credit. I repaid it before the due date. Love this lender for their reasonable rates. Other lenders in my area charge sky high interest!
Mervin O'Connell
The process was convenient, speedy. No paperwork needed. Thank you a lot. Love their round-the-clock customer support. No complaints. Would use again.
Prof. Guido Cummings II
Pay Attention
The above-given information provides the details about a certain financial institution. The information below is about common information about payday loans.
Payday Loans in Grand Rapids, Ohio
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to access in Grand Rapids, Ohio. The entire process is straightforward. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.
28%
$1,000
91 days
1 year
Advantages of Southwood Lending that offers payday loans in Grand Rapids, Ohio
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit score you may still be able to take out a payday loan. Such loans are designed to help meet the needs of people with bad credit scores. There are lenders who may be ready to offer you a payday loan even if you have a poor credit rating. You will need a stable income to be eligible for a bad credit payday loan.
To get approved for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your payday loan.
Other Payday Lenders in Grand Rapids, Michigan
Wolverine State Credit Union
1381 N Bagley St, Alpena, MI 49707, USA
+1 (989) 356-1880
www.wolverinescu.com
Southern Michigan Bank & Trust
225 N Broadway St, Union City, MI 49094, USA
+1 (517) 741-4281
www.smb-t.com
Principal Financial Group
7549 Old U.S. 31 Hwy, Petoskey, MI 49770, USA
+1 (231) 758-8112
www.principal.com
Chippewa County Credit Union
402 Spruce St W, Sault Ste. Marie, MI 49783, USA
+1 (906) 632-3134
www.chippewacountycu.com
