Consumers Credit Union Payday Loans Review - Grand Rapids, Michigan

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4.5 77 reviews

3869 Plainfield Ave NE, Grand Rapids, MI 49525, USA
+1 (800) 991-2221
www.consumerscu.org
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Testimonials

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Further there will be shown the details about not a definite lender. The information below will define shared information about payday loans and its specific elements.

Payday Loans in Grand Rapids, Ohio

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

It is simple and quick to take out payday loans in Grand Rapids, Ohio. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Consumers Credit Union help issue a payday loan in Grand Rapids, Ohio?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be transfered to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is known as bad credit history. But this drawback is not implied as the only one by microfinance organizations to issue a loan. The lender process many aspects such as financial abilities to approve the form. Payday loans in Grand Rapids, Ohio may help improve your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will specify the cost of the payday loan. It takes seconds to see the result.

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