Horizon Bank Payday Loans Review - Grand Rapids, Michigan

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5 2 reviews

250 Pearl St NW, Grand Rapids, MI 49503, USA
+1 (616) 214-3747
www.horizonbank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1999-09-10

Mailing Address

502 FRANKLIN ST

MICHIGAN CITY

IN

46360-3329

United States

Company Name

Horizon Bank, National Association

Horizon Bank, National Association

Contact Data

licensing@horizonbank.com

+1.2198732640

+1.231231234

Testimonials

What people think about Horizon Bank?

Below you find some of the testimonials of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Grand Rapids, Ohio

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may be an easy and speedy solution to a short-term problem in Grand Rapids, Ohio. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several factors.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Horizon Bank that offers payday loans in Grand Rapids, Ohio

  • Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for payday loans?

Car expenses

9%
Treatment

5%
Vacation

4%
Clothes

3%
Home improvement

3%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are companies who may be happy to offer you a payday loan even if you have a bad credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the cash advance loan immediately.

Let's see

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