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What people think about First Merchants Bank?
Simple application. I only entered an ID and a bank account. Same day lending decision. The first time I was accepted for $300 only. Hope the limit will be more next time. Interest rate is reasonable. Repaid the debt on schedule. If necessary, the term can be also extended.
Gloria Satterfield
It wanted to fix my credit because I had no chances of getting approved for a business loan. So I applied for a payday loan via First Merchants Bank. Took out 4 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very good service.
Augustine Zulauf
Many thanks to First Merchants Bank. I recently had some problems with repaying my mortgage and they approved me for a cash advance. Best loan provider! Managed to cover my problems and signed with relief.
Prof. Shanie Connelly
First Merchants Bank seems honest. Used it twice. The first cash advance approved was small – $300, but next time the limit was increased to $1000. Paid off the loan on due date. The employees were friendly, they gave immediate answers to all my questions. No problems. But their rates are not the lowest on the net.
Isidro McGlynn V
First Merchants Bank seems fair. At least they charge no hidden fees. This was the only lender that approved me for a payday loan.
Mrs. Noelia Gaylord
Used First Merchants Bank for the 4th time. The company is legit. They always keep you updated on your loan. No fraud. You can always extend your loan. They are always there when I need extra money.
Lilly Ernser
Recently I experienced the most difficult situation in my life. I urgently needed $800 to cover utility bills. This company assisted me the day I applied. They were the only lender that approved me for the required amount. I solved all my problems. I will 100% recommend this website to my family. Best service ever.
Nola O'Conner
Pay Attention
Above there is information about a precise company. Below you can review common aspects of payday loans.
Payday Loans in Erie, Pennsylvania
A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
It is hassle-free and speedy to get accepted for payday loans in Erie, Pennsylvania. The interest rate will be set specifically for each person and will depend on the personal data the consumer filled in.
6% APR small loan cap
Advantages of First Merchants Bank that offers payday loans in Erie, Pennsylvania
- 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit an application and wait for approval.
Why people apply for payday loans?
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a poor credit score. Payday loan approvals depend very much on specific aspects. They will pay attention to your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get approved for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 30 seconds to become informative even before applying.
Other Payday Lenders in Erie, Michigan
David Allen Capital, Inc.
525 N Main St #270, Milford, MI 48381, USA
+1 (248) 429-2227
www.davidallencapital.com
Level One Bank Jackson Michigan
611 N Wisner St, Jackson, MI 49202, USA
+1 (517) 917-0908
www.levelonebank.com
Fifth Third Bank & ATM
12900 S Saginaw St, Grand Blanc, MI 48439, USA
+1 (810) 695-4445
locations.53.com
Commercial Real Estate Mortgage Loans Caspian MI
201 Baltic Ave # D, Caspian, MI 49915, USA
www.happyinvestmentsinc.com