Ray's Check Cashing Payday Loans Review - Detroit, Michigan

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4.6 95 reviews

13746 Gratiot Ave, Detroit, MI 48205, USA
+1 (313) 521-4371
locations.moneygram.com
Wednesday
8:30AM–7PM
Thursday
8:30AM–7PM
Friday
8:30AM–7PM
Saturday
9:30AM–4:30PM
Sunday
10AM–1PM
Monday
8:30AM–7PM
Tuesday
8:30AM–7PM

Domain Info

Created Date

1998-08-12

Mailing Address

TX

United States

Company Name

MoneyGram International, Inc.

MoneyGram International, Inc.

Testimonials

Feedback about Ray's Check Cashing?

Here you grapple with the reviews of our clients.
Note

Pay Attention

Further there will be presented the details about not a certain lender. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Detroit, Maine

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Detroit, Maine is taken out easily and quickly. The interest percentage is set considering the category of the borrower: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Ray's Check Cashing help take out a loan in Detroit, Maine?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be credited to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Detroit, Maine. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

Let's see

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Wolverine State Credit Union

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Edward Jones - Financial Advisor: Erin M Zylman, CFP®

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Public Service Credit Union

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Crickets (Home of The Payday Advance )

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Eastern Michigan Bank

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Fifth Third Bank & ATM

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