Genisys Credit Union Payday Loans Review - Clinton Township, Michigan

Your personal information is safe with us
4.3 21 reviews

17498 Hall Rd, Clinton Twp, MI 48038, USA
+1 (586) 226-8971
www.genisyscu.org
Friday
9AM–5:30PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Testimonials

Feedback about Genisys Credit Union?

Here you read the reviews of our customers.
Note

Pay Attention

Further there will be given the details about not a definite lending company. The information below will explain common information about payday loans and its specific features.

Payday Loans in Clinton Township, Michigan

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

This financial product in Clinton Township, Michigan is issued easily and fast. The interest rate is specified respecting the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Genisys Credit Union help issue a payday loan in Clinton Township, Michigan?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Clinton Township, mi will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Clinton Township, Michigan

Leslie Sullivan, Loan Officer - Flagstar Bank

9332 Lee Rd, Brighton, MI 48116, USA

+1 (810) 522-1852

flagstar.com

Diversified Members Credit Union

625 N Main St, Clawson, MI 48017, USA

+1 (248) 435-0950

dmcu.com

Upper Peninsula State Bank

430 N Lincoln Rd, Escanaba, MI 49829, USA

+1 (906) 789-7000

www.upstatebank.net

Eaton Community Bank

307 S Main St, Eaton Rapids, MI 48827, USA

+1 (517) 663-1551

www.eaton.bank

Astera Credit Union - Ionia

3062 S State Rd, Ionia, MI 48846, USA

+1 (517) 323-3644

www.asteracu.com

Oxford Bank (Addison-Oaks Branch)

35 S Rochester Rd, Oakland Charter Township, MI 48363, USA

+1 (586) 752-4555

www.oxfordbank.com

Huntington Bank

800 S, US-131, Three Rivers, MI 49093, USA

+1 (269) 273-0644

www.huntington.com

Community Financial Credit Union

23890 Novi Rd, Novi, MI 48375, USA

+1 (877) 937-2328

www.cfcu.org

Straits Area Federal Credit Union

6090 M-68, Indian River, MI 49749, USA

+1 (231) 238-7941

www.mi-safcu.org