Independent Bank Payday Loans Review - Cedar Springs, Michigan

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3 15 reviews

4115 17 Mile Rd NE, Cedar Springs, MI 49319, USA
+1 (616) 696-0050
www.independentbank.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Testimonials

What people think about Independent Bank?

Below you find some of the opinions of our clients.
Note

Important

The above-given information provides the details about a precise lending service. The information below is about general information about payday loans.

Payday Loans in Cedar Springs, Georgia

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is effortless and speedy to get accepted for payday loans in Cedar Springs, Georgia. The interest rate will be set specifically for each consumer and will depend on the personal information the borrower filled in.

APR

10% small loan cap

Advantages of Independent Bank that offers payday loans in Cedar Springs, Georgia

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval rates. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to getting a bank loan. A payday loan can rescue individuals who have poor credit scores or have no credit history. But we remind you that as with any loan you should only dare applying for a cash advance if you are sure that you can make payments in a timely manner.

To get approved for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to learn the real cost of the cash advance loan even before applying.

Let's see

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