Community Financial Credit Union Payday Loans Review - Canton, Michigan

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4.5 26 reviews

47463 Michigan Ave, Canton, MI 48188, USA
+1 (877) 937-2328
www.cfcu.org
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Testimonials

What people think about Community Financial Credit Union?

Below you get acquainted with some of the testimonials of our customers.
Note

Important

The previous three items describe a precise lender. But below you can find common details about payday loans.

Payday Loans in Canton, New York

A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online payday loans can be the easiest solution to your sudden financial difficulties in Canton , New York because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

25% small loan cap

Advantages of Community Financial Credit Union that offers payday loans in Canton, New York

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit history. Payday loan approvals depend very much on other circumstances. Payday companies will check your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

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ATM (Fifth Third Bank)

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Principal Financial Group

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Kroger Money Services

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Edward Jones - Financial Advisor: Jim Mellinger

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OMNI Community Credit Union

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Honor Credit Union - Negaunee

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Edward Jones - Financial Advisor: Michael J Hansen

175 N Causeway St, North Muskegon, MI 49445, USA

+1 (231) 719-0459

www.edwardjones.com