Exchange State Bank Payday Loans Review - Brown City, Michigan

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5 3 reviews

4482 Main St, Brown City, MI 48416, USA
+1 (810) 346-2400
www.exchangestatebank.com
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–5:30PM
Saturday
8:30AM–12PM
Testimonials

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Here you read the reviews of our clients.
Note

Pay Attention

Above there are details about a exact lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Brown City, Michigan

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Brown City, Michigan is issued simply and fast. The interest rate is specified considering the category of the customer: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Exchange State Bank help take out a loan in Brown City, Michigan?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be credited to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Brown City, mi will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

Let's see

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