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What people think about Independent Bank?
Good service with competitive rates. They deposited within 2 hours, as I expected. I will use Independent Bank again if I need financial assistance.
Dr. Michel Thiel IV
Thanks!! The funds were transferred to my bank account as promised – within 3 hours. I closed the debt after a week and had no issues. The process is speedy and transparent. Be a responsible borrower and you will have no troubles.
Prof. Terry Bartell
I applied for the first loan in my life, was approved the same day despite the fact that I had low credit score. I repaid it before the due date. Love this company for their competitive rates. Other lenders in my area charge sky high interest!
Rowland Moen DVM
Thank you for the top-quality service. Your employess guided me throughout the application. It’s cool that you only need an ID to get cash.
Mrs. Nina Prohaska III
Important
The previous three items describe a specific company. But below you can find general data about payday loans.
Payday Loans in Big Rapids, Michigan
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to access in Big Rapids, Michigan. The entire process is hassle-free. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.
369% APR*
600
Not Specified
31 days
Advantages of Independent Bank that offers payday loans in Big Rapids, Michigan
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Why people apply for cash advances?
Payday loans for bad credit
If you have a bad credit history you may still get accepted for a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit score. You will need a regular income to be eligible for a bad credit payday loan.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your payday loan.
Other Payday Lenders in Big Rapids, Michigan
Check Cashing
Westland, MI 48186, USA
Flagstar Bank
1400 E Lake Lansing Rd, East Lansing, MI 48823, USA
+1 (517) 336-4200
www.flagstar.com
Mbm Check Cashing
15170 Gratiot Ave, Detroit, MI 48205, USA
+1 (313) 372-8020
www.paydayloanservices.org
Southern Michigan Bank & Trust
1110 W Michigan Ave, Marshall, MI 49068, USA
+1 (269) 781-8500
www.smb-t.com
PNC Bank
6230 Orchard Lake Rd Suite # 290, West Bloomfield Township, MI 48322, USA
+1 (248) 851-8400
apps.pnc.com