Edward Jones - Financial Advisor: Jeff Staudacher, AAMS® Payday Loans Review - Bay City, Michigan

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Organization owner?

1415 Kosciuszko Ave, Bay City, MI 48708, USA

+1 (989) 891-0453

www.edwardjones.com

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–4PM

Saturday

Closed

Domain Info

Mailing Address

201 Progress Parkway

Maryland Heights

63043

United States

Contact Data

domainadmin@edwardjones.com

+1.3145152000

+0.0000000000

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Pay Attention

Lending companies are described in the first three points. Below info offers common information about payday loans.

Payday Loans in Bay City, Michigan

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Bay City, Michigan are issued hassle-free. The interest percentage is dependent on the client's personal information: if you pay off more payday loans, the more favorable terms and rates lenders guarantee.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Edward Jones - Financial Advisor: Jeff Staudacher, AAMS® help take out a payday loan in Bay City, Michigan?

24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the store is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Bay City, Michigan. They rate many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will provide the cost of the payday loan. It takes seconds to see the outcome.

Let's see