Chemical Bank Payday Loans Review - Bay City, Michigan

Your personal information is safe with us
2.9 8 reviews

314 E Midland St, Bay City, MI 48706, USA
+1 (989) 894-9877
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM
Saturday
9AM–12PM
Testimonials

What people think about Chemical Bank?

Below you see some of the reviews of our clients.
Note

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Bay City, Michigan

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Bay City, Michigan. The entire process is stress-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of Chemical Bank that offers payday loans in Bay City, Michigan

  • 24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval chances. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit rating. Payday loan approvals depend very much on specific circumstances. They will look at your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the cash advance loan even before applying.

Let's see

Other Payday Lenders in Bay City, Michigan

Advance America

4928 West US Hwy 10, Ludington, MI 49431, USA

+1 (231) 843-1144

www.advanceamerica.net

Community Financial Credit Union

4970 Salling Ave, Lewiston, MI 49756, USA

+1 (877) 937-2328

www.cfcu.org

Fifth Third Bank & ATM

1788 W John Beers Rd, Stevensville, MI 49127, USA

+1 (269) 429-1581

locations.53.com

Advance America

1307 E. M 89 Ste. C, Plainwell, MI 49080, USA

+1 (269) 685-6949

www.advanceamerica.net

Credit Union Trust

31155 Northwestern Hwy Suite 260, Farmington Hills, MI 48334, USA

+1 (877) 730-6109

credituniontrust.com

Consumers Credit Union

12705 Riley St, Holland, MI 49424, USA

+1 (800) 991-2221

www.consumerscu.org

Superior Lending Group

615 Griswold St, Detroit, MI 48226, USA

+1 (313) 285-8396

expressloansofamerica.com

PNC Bank

6616 Crossings Dr SE, Kentwood, MI 49508, USA

+1 (616) 554-8815

apps.pnc.com

Huntington Bank

8155 26 Mile Rd, Washington, MI 48094, USA

+1 (586) 781-5538

www.huntington.com