Sunrise Family Credit Union Payday Loans Review - Bay City, Michigan

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2.7 28 reviews

404 S Euclid Ave, Bay City, MI 48706, USA
+1 (989) 684-1730
www.sunrisefamilycu.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
9AM–12:30PM
Testimonials

Feedback about Sunrise Family Credit Union?

Here you read the reviews of our clients.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes readers grapple with shared information about payday loans.

Payday Loans in Bay City, Michigan

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Bay City, Michigan are taken out problem-free. The interest percentage is conditional on the borrower's person-related information: if you pay back more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Sunrise Family Credit Union help take out a payday loan in Bay City, Michigan?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Bay City, Michigan. The company will assess many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

Let's see

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