FinancialEdge Credit Union Payday Loans Review - Bay City, Michigan

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4 18 reviews

1199 S Euclid Ave, Bay City, MI 48706, USA
+1 (989) 892-6088
www.financialedgeccu.org
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
9AM–12:30PM
Testimonials

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Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Bay City, Michigan

A short-term lending option is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Bay City, Michigan is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more payday loans you pay back off, the more favorable rates a borrower will get.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will FinancialEdge Credit Union help issue a loan in Bay City, Michigan?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to take out a loan in Bay City, Michigan. They estmate many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

Let's see

Other Payday Lenders in Bay City, Michigan

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Advance America

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Tri-County Bank

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Huntington Bank

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PNC Bank

202 N State St, Gobles, MI 49055, USA

+1 (269) 628-2188

www.pnc.com

ChoiceOne Bank

30 W Burnside Rd, Fostoria, MI 48435, USA

+1 (810) 793-6311

www.choiceone.com

Charlevoix State Bank

102 M-66, Charlevoix, MI 49720, USA

+1 (231) 547-4411

www.charlevoixstatebank.com

Advance America

1359 E Main St, Owosso, MI 48867, USA

+1 (989) 723-3354

www.advanceamerica.net

Flagstar Bank

516 N Lincoln Rd, Escanaba, MI 49829, USA

+1 (906) 789-5261

www.flagstar.com