Frankenmuth Credit Union Bay City Branch Payday Loans Review - Bay City, Michigan

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4.4 9 reviews

800 N Euclid Ave, Bay City, MI 48706, USA
+1 (989) 497-1600
www.frankenmuthcu.org
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
10AM–5:30PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Testimonials

What people think about Frankenmuth Credit Union Bay City Branch?

Below you read some of the opinions of our customers.
Note

Important

The above-given information provides the details about a precise lending service. The information below is about general information about payday loans.

Payday Loans in Bay City, Michigan

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is hassle-free and speedy to get approved for payday loans in Bay City, Michigan. The interest rate will be set specifically for each person and will depend on the personal data the consumer filled in.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of Frankenmuth Credit Union Bay City Branch that offers payday loans in Bay City, Michigan

  • 24/7 application. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval rates. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to consumers with a poor credit history. Payday loan approvals depend very much on other circumstances. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

Let's see

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