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What people think about Advance America?
Friendly, courteous service. If you need a payday loan this is the place!
Allie Deckow
Several times I’ve needed a payday loan, that was quick and convenient. This is the place! Friendly staff and they even stayed open a bit later for me, one day when I was …
Davion Wiegand
Staff super friendly, knows the best options.
Gracie Lindgren
Important
Now you can see general features of payday loans.
Payday Loans in Bay City, Michigan
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Cash advance loans may turn out an easy and speedy solution to a short-term problem in Bay City, Michigan. Loans from payday lenders can get you money same day. Your interest rate will depend on a few factors.
369% APR*
600
Not Specified
31 days
Advantages of Advance America that offers payday loans in Bay City, Michigan
- 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
- High approval rates. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people apply for cash advances?
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a bad credit score. Payday loan approvals depend very much on other aspects. They will pay attention to your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.
To get accepted for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.
Other Payday Lenders in Bay City, Michigan
Mercantile Bank of Michigan
1065 Superior Dr, St Johns, MI 48879, USA
+1 (989) 227-6995
www.mercbank.com
Advance America
2518 E Grand River Rd, Howell, MI 48843, USA
+1 (517) 552-0765
www.advanceamerica.net