What people think about Chemical Bank?
Chemical Bank seems nice. They rescued me twice. The first payday loan approved was small – $200, but next time the limit was increased to $1000. Paid off the loan on time. The employees were understanding, they gave speedy answers to all my questions. No problems. But their interest rates are average.
Blanca Ruecker
I applied for a $1,000 cash advance when I needed money after dismissal from work. There simply was no other way out. I came across this lender on the Internet. Other lender charged VERY HIGH rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I requested.
Allene Grimes Jr.
Was invited to a birthday party but was broke at that time. A friend recommended me to contact Chemical Bank. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had no credit. In general, The process was simple.
Miss Antonina Hermann PhD
I have already applied this lender twice and I was very satisfied with the rates. This is the only round the clock website with competitive rates in my town.
Colleen Prosacco
Important
Above there is information about a exact loan provider. Below you can review common aspects of payday loans.
Payday Loans in Bad Axe, Michigan
Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans in Bad Axe, Michigan is are easy to access. The APR is individual for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
369% APR*
600
Not Specified
31 days
Advantages of Chemical Bank that offers payday loans in Bad Axe, Michigan
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to complete the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people apply for cash advances?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to applicants with a bad credit score. Payday loan approvals depend very much on specific circumstances. Payday companies will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.
To get accepted for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your payday loan.
Other Payday Lenders in Bad Axe, Michigan
Fifth Third Bank & ATM
3315 Washtenaw Ave, Ann Arbor, MI 48104, USA
+1 (734) 971-5353
locations.53.com
Mayville State Bank
8428 State Rd, Millington, MI 48746, USA
+1 (989) 843-6145
www.mayvillestatebank.com
First National Bank of Michigan
348 W Michigan Ave, Kalamazoo, MI 49007, USA
+1 (269) 349-0100
www.fnbmichigan.com
Edward Jones - Financial Advisor: Scott L Evans, AAMS®
333 S Kalamazoo Ave, Marshall, MI 49068, USA
+1 (269) 781-5305
www.edwardjones.com
Lake Trust Credit Union
8661 W Grand River Rd, Brighton, MI 48116, USA
+1 (888) 267-7200
www.laketrust.org
Edward Jones - Financial Advisor: Daniel S Terry
18605 Northland Dr, Big Rapids, MI 49307, USA
+1 (231) 796-0387
www.edwardjones.com