Michigan One Community Credit Union Payday Loans Review - Alma, Michigan

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Organization owner?

7558 N Alger Rd, Alma, MI 48801, USA

+1 (989) 462-0474

www.m1ccu.org

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5:30PM

Friday

9AM–6PM

Saturday

9AM–12PM

Domain Info

What people think about Michigan One Community Credit Union?

Below you read some of the reviews of our customers.

Note

Important

The previous three items charactirize a precise financial institution. But below you can find general data about payday loans.

Payday Loans in Alma, New York

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is effortless and fast to get approved for payday loans in Alma, New York. The interest rate will be set individually for each client and will depend on the personal data the consumer filled in.

APR

25% small loan cap

Advantages of Michigan One Community Credit Union that offers payday loans in Alma, New York

24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
High approval chances. 94% of applications are approved.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit history an increased opportunity to get approved for such loans. A payday loan may be the only financial product available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your needs and pay back your loan commitments on time.

To get approved for a cash advance, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

Let's see