Bank of New York Payday Loans Review - Westborough, Massachusetts

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4400 Computer Dr, Westborough, MA 01581, USA
+1 (508) 836-4928
www.bnymellon.com

Domain Info

Created Date

2006-12-04

Mailing Address

NY

United States

Company Name

The Bank of New York Mellon

The Bank of New York Mellon

Testimonials

What people think about Bank of New York?

Below you get acquainted with some of the opinions of our clients.
Note

Pay Attention

The above-given information provides the details about a specific lending service. The information below is about general information about payday loans.

Payday Loans in Westborough, Massachusetts

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is hassle-free and speedy to get accepted for payday loans in Westborough, Massachusetts. The APR will be set individually for each case and will depend on the personal details the borrower filled in.

APR

23% small loan cap

Advantages of Bank of New York that offers payday loans in Westborough, Massachusetts

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

25%
Treatment

18%
Vacation

14%
Clothes

11%
Home improvement

11%
Debt Consolidation

7%
Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a bad credit history an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some clients to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments punctually.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes 30 seconds to become informative even before applying.

Let's see

Other Payday Lenders in Westborough, Massachusetts

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Metro Credit Union

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Greylock Federal Credit Union

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Hanscom Federal Credit Union

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Berkshire Bank Home Lending

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Eastern Bank

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Webster Bank

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Walmart Money Center

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+1 (508) 984-7771

www.walmart.com