Graham's Check Cashing Payday Loans Review - Springfield, Massachusetts

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155 Maple St, Springfield, MA 01105, USA
7 years in business
Tuesday
9AM–9PM
Wednesday
9AM–9PM
Thursday
9AM–9PM
Friday
9AM–9PM
Saturday
9AM–9PM
Sunday
(Easter)
Closed
Monday
9AM–9PM
Testimonials

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Here you see the feedback of our customers.
Note

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Above-defined info offers the details about a certain lender. Below-defined info is devoted to common information about payday loans.

Payday Loans in Springfield, Massachusetts

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Springfield, ma. They are issued at individually-set interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.

APR

23% small loan cap

How will Graham's Check Cashing help issue a loan in Springfield, Massachusetts?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued day and night. The transfer will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Springfield, ma will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Springfield, Massachusetts

Greenfield Cooperative Bank

63 Federal St, Greenfield, MA 01301, USA

+1 (413) 772-0293

www.greenfieldcoopbank.com

North Easton Savings Bank

125 Robert F Toner Blvd, North Attleborough, MA 02763, USA

+1 (508) 238-2007

www.northeastonsavingsbank.com

Reading Cooperative Bank

180 Haven St, Reading, MA 01867, USA

+1 (781) 942-5000

www.readingcoop.com

Middlesex Savings Bank

278 Washington St, Wellesley, MA 02481, USA

+1 (781) 237-5233

www.middlesexbank.com

Financial Foundations

1 Research Dr #100b, Westborough, MA 01581, USA

+1 (508) 620-1000

www.financial-foundations.com

Eastern Bank ATM

117 Main St, Falmouth, MA 02540, USA

+1 (800) 327-8376

www.easternbank.com

Eastern Bank

50 Central St, Lowell, MA 01852, USA

+1 (978) 446-9276

www.easternbank.com

Blue Hills Bank

87 Seaport Blvd, Boston, MA 02210, USA

+1 (617) 766-8783

www.bluehillsbank.com

Hanscom Federal Credit Union

25 Porter Rd, Littleton, MA 01460, USA

+1 (978) 540-3272

www.hfcu.org