Salem Co Operative Bank Payday Loans Review - Salem, Massachusetts

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3 Broadway, Salem, MA 01970, USA
+1 (978) 686-5500
Wednesday
10AM–7PM
Thursday
10AM–7PM
Friday
10AM–7PM
Saturday
10AM–7PM
Sunday
(Easter)
Closed
Monday
10AM–7PM
Tuesday
10AM–7PM
Testimonials

Feedback about Salem Co Operative Bank?

Here you read the feedback of our customers.
Note

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Salem, New York

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is easy and quick to take out payday loans in Salem, New York. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will Salem Co Operative Bank help take out a payday loan in Salem, New York?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor processed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to take out a cash advance. The lending company process many aspects such as financial capabilities to approve the application. Payday loans in Salem, New York may help enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Salem, Massachusetts

Align Credit Union

20 Cushing Ave, Haverhill, MA 01830, USA

+1 (800) 942-9575

www.aligncu.com

TD Bank

1270 Massachusetts Ave, Cambridge, MA 02138, USA

+1 (617) 576-8612

locations.td.com

Walmart Money Center

677 Timpany Blvd, Gardner, MA 01440, USA

+1 (978) 630-3244

www.riamoneytransfer.com

Sage Bank Mortgage

213 Broadway #5, Methuen, MA 01844, USA

+1 (978) 208-4400

www.sagebank.com

Rockland Federal Credit Union

1771 Washington St, Hanover, MA 02339, USA

+1 (800) 562-7328

North Easton Savings Bank

25 W Main St, Norton, MA 02766, USA

+1 (508) 238-2007

www.northeastonsavingsbank.com

Fidelity Bank

1 School Square, Winchendon, MA 01475, USA

+1 (978) 297-2447

www.fidelitybankonline.com

Berkshire Bank

565 Main St, Leominster, MA 01453, USA

+1 (978) 466-8551

www.berkshirebank.com

Middlesex Savings Bank

1 Andrew Ave, Wayland, MA 01778, USA

+1 (508) 358-4079

www.middlesexbank.com