Metro Credit Union Payday Loans Review - Salem, Massachusetts

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5 9 reviews

4 Paradise Rd, Salem, MA 01970, USA
+1 (877) 696-3876
www.metrocu.org
Wednesday
9AM–5PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

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Here you grapple with the reviews of our customers.
Note

Pay Attention

Lenders are shown in the first three points. Below info specifies general information about payday loans.

Payday Loans in Salem, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

Payday loans in Salem, New York are issued hassle-free. The interest percentage depends on the customer's personal data: if you pay back more payday loans, the more favorable terms and rates lenders guarantee.

APR

25% small loan cap

How will Metro Credit Union help take out a loan in Salem, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to consider the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Salem, ny will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Salem, Massachusetts

Webster Bank

100 Binney St, Cambridge, MA 02142, USA

+1 (617) 252-7423

public.websteronline.com

Walmart Money Center

506 State Rd, North Dartmouth, MA 02747, USA

+1 (508) 984-7771

www.walmart.com

Fidelity Bank

6 City Hall Ave, Gardner, MA 01440, USA

+1 (978) 632-5591

www.fidelitybankonline.com

Hanscom Federal Credit Union

202 Burlington Road MITRE, Building D, Bedford, MA 01730, USA

+1 (781) 698-2170

www.hfcu.org

Digital Federal Credit Union

350 John Fitch Hwy, Fitchburg, MA 01420, USA

+1 (800) 328-8797

www.dcu.org

First Republic Bank

1 Post Office Square, Boston, MA 02109, USA

+1 (617) 423-2888

www.firstrepublic.com

Jeanne D'Arc Credit Union

50 Father Morissette Blvd, Lowell, MA 01852, USA

+1 (978) 452-5001

www.jdcu.com

Metro Credit Union

200 Revere Beach Pkwy, Chelsea, MA 02150, USA

+1 (877) 696-3876

www.metrocu.org

Eastern Bank

486 Essex St, Lawrence, MA 01840, USA

+1 (978) 722-0096

www.easternbank.com