Metro Credit Union Payday Loans Review - Peabody, Massachusetts

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4 8 reviews

68 Main St, Peabody, MA 01960, USA
+1 (877) 696-3876
www.metrocu.org
Wednesday
9AM–5PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

What people think about Metro Credit Union?

Below you get acquainted with some of the reviews of our clients.
Note

Pay Attention

The previous three items describe a certain lender. But below you can find general data about payday loans.

Payday Loans in Peabody, Massachusetts

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Peabody, Massachusetts is are simple to get. The interest rate is specific for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

23% small loan cap

Advantages of Metro Credit Union that offers payday loans in Peabody, Massachusetts

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on other circumstances. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to learn the exact cost of the loan even before applying.

Let's see

Other Payday Lenders in Peabody, Massachusetts

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+1 (617) 242-3909

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Hanscom Federal Credit Union

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www.hfcu.org

Athol Savings Bank

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Fidelity Bank

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Farm Credit East

67 Bedford St, Middleborough, MA 02346, USA

+1 (800) 946-0506

www.farmcrediteast.com

Empire Loan of New Bedford

1304 Acushnet Ave, New Bedford, MA 02746, USA

+1 (508) 997-1307

empireloan.com

BlueHub Capital

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+1 (617) 427-8600

The Cooperative Bank

40 Belgrade Ave, Roslindale, MA 02131, USA

+1 (617) 325-2900

thecooperativebank.com