St Mary's Credit Union Payday Loans Review - Northborough, Massachusetts

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5 7 reviews

100 W Main St, Northborough, MA 01532, USA
+1 (508) 490-8000
www.stmaryscu.org
Wednesday
8:30AM–4PM
Thursday
8:30AM–7PM
Friday
8:30AM–6PM
Saturday
8:30AM–12:30PM
Sunday
(Easter)
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Testimonials

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Further there will be presented the details about not a certain lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in Northborough, Massachusetts

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Northborough, Massachusetts is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will get.

APR

23% small loan cap

How will St Mary's Credit Union help issue a payday loan in Northborough, Massachusetts?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are taken out day and night. The payday loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by lenders to issue a cash advance. The lending company process many aspects such as financial abilities to approve the request. Payday loans in Northborough, Massachusetts may help level up your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

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