Kiva Payday Loans Review - North Reading, Massachusetts

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Loan agency in North Reading, Massachusetts

35 Concord St, North Reading, MA 01864, USA
7 years in business
+1 (978) 664-1486
www.kiva.org
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Further there will be given the details about not a certain lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in North Reading, Massachusetts

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in North Reading, Massachusetts is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

23% small loan cap

How will Kiva help issue a loan in North Reading, Massachusetts?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor considered by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by payday lenders to issue a cash advance. The lender process many aspects such as financial abilities to approve the application. Cash advance in North Reading, Massachusetts may help improve your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as APR.

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Other Payday Lenders in North Reading, Massachusetts

Eastern Bank

339 Squire Rd, Revere, MA 02151, USA

+1 (781) 662-0165

www.easternbank.com

Align Credit Union

40 Market St, Lowell, MA 01852, USA

+1 (800) 942-9575

www.aligncu.com

Eastern Bank ATM

13 Main St, Saugus, MA 01906, USA

+1 (800) 327-8376

www.easternbank.com

Webster Bank

1 Brattle Square, Cambridge, MA 02138, USA

+1 (617) 868-0513

public.websteronline.com

Hanscom Federal Credit Union

202 Burlington Road MITRE, Building D, Bedford, MA 01730, USA

+1 (781) 698-2170

www.hfcu.org

Bridgewater Credit Union, A Division of Merrimack Valley Credit Union

213 Independence Ave, Quincy, MA 02169, USA

+1 (800) 897-0343

Needham Bank

1063 Great Plain Ave, Needham, MA 02492, USA

+1 (781) 444-2100

www.needhambank.com

Middlesex Savings Bank

186 Great Rd, Bedford, MA 01730, USA

+1 (781) 276-7864

www.middlesexbank.com

Advance Tire Company

185 Broadway, Cambridge, MA 02139, USA

+1 (617) 864-8989

www.advancetire.net